How we're paid: Fair Finance is free to use. We're paid a referral fee by our lender partners only when a loan you apply for is settled. That fee never changes your rate.
Fair Finance is a lead-generation referral service. We are not a lender, bank, credit provider, or financial adviser, and we do not provide credit or give personalised financial advice. We pass your application to a panel of approved New Zealand lenders, who assess it under their own criteria. We do not guarantee approval. Any calculator or rate shown is indicative only and not a quote or an offer of credit.
© 2026 Fair Finance, a venture of Ai Operations Limited. NZBN pending. New Zealand-wide.