No jargon, no sales spin. Just honest, plain-English guides to getting a car loan in New Zealand, whatever your situation.
How it works, dealer vs bank vs broker, rates, and what you need to apply.
Read the guide Bad creditWhat counts as bad credit, how it affects your rate, and how to get a fair deal.
Read the guide Bad creditBankruptcy vs No Asset Procedure, the timelines, and what's actually possible.
Read the guide Second chanceEvery option, cheapest first, including WINZ advances and no-interest loans.
Read the guide SituationHow to prove your income and get a fair rate without payslips.
Read the guide SituationHow 100% finance really works, the trade-offs, and when it makes sense.
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