Is Fair Finance a lender or a broker?
Neither a bank nor a lender. Fair Finance is a referral service that compares approved NZ lenders and refers you to a fair fit.
Fair Finance is a car finance referral service. We do not lend money ourselves, we are not a bank, and we are not a financial adviser. We compare a panel of approved New Zealand lenders and refer you to the one most likely to give you a fair rate for your situation.
This is different from going straight to a single lender, who can only offer their own products. It is also different from a dealer markup, where extra interest is added to the rate.
Here is the honest bit. We earn a referral fee from the lender, and only if your loan actually settles. That fee never changes your rate, and there is no markup from us.
Our job is to be on your side and find a fair deal. Broker vs lender explained or see how it works.
See your repayments, then get a fair rate.
One application, one soft credit check, no obligation. We match you to the lender most likely to give you a fair go.