Proof of income
Documents that show what you earn, like payslips or bank statements. Lenders use them to check a loan is affordable for you.
Proof of income is any document that shows a lender how much money you have coming in. It helps them meet their responsible lending duty and check the repayments fit your budget.
Common forms of proof include:
- Recent payslips if you are employed
- Bank statements showing regular income
- WINZ benefit statements if you are on a benefit
- Business records or accounts if you are self-employed
Income does not have to come from a standard job. Many lenders accept benefit income, so people on WINZ can still qualify. Self-employed income just needs a bit more paperwork to show it is steady.
Having your documents ready makes the process faster. Get your fair rate and we will tell you exactly what to gather.
See your repayments, then get a fair rate.
One application, one soft credit check, no obligation. We match you to the lender most likely to give you a fair go.