Soft credit check
A look at your credit file that does not affect your score. It gives an early read on your options without leaving a mark.
A soft credit check lets a company view parts of your credit history without it counting against you. It is not visible to other lenders as an application, and it does not lower your credit score.
Soft checks are used to give you an early indication of what you might qualify for. You can run as many as you like with no effect on your file.
This is different from a hard credit check, which is recorded and can nudge your score down if you have several close together.
Fair Finance uses one soft check to match you to the lenders on our panel most likely to approve you. You get a feel for your options before any formal application. Get your fair rate with no impact on your score.
See your repayments, then get a fair rate.
One application, one soft credit check, no obligation. We match you to the lender most likely to give you a fair go.