Will applying for car finance hurt my credit score?
Not with us. Fair Finance starts with one soft credit check, which does not affect your score. Only a formal application does a hard check.
Applying through Fair Finance will not hurt your score. We begin with a single soft credit check, which lets us see your options without leaving a mark on your credit file.
What can hurt your score is applying to lots of lenders yourself. Each one may run a hard credit check, and several of those in a short time can pull your score down and make lenders wary.
Our approach avoids that. We use one soft check to match you to the lenders most likely to approve you, so you only move to a formal application, and its hard check, with a lender that fits.
It is free and there is no impact on your score to see your options. Get your fair rate.
See your repayments, then get a fair rate.
One application, one soft credit check, no obligation. We match you to the lender most likely to give you a fair go.