Can I get car finance on a benefit or WINZ?
Yes, many lenders accept benefit income for car finance. What matters is that the repayments are affordable, not where your income comes from.
Being on a benefit does not rule you out. Plenty of lenders on our panel accept WINZ and other benefit income, as long as it is steady and the loan repayments fit your budget.
Lenders look at your income and your regular expenses to check a loan is affordable, which they have to do under responsible lending rules. A benefit counts as income for that check.
It helps to have your proof of income ready, such as a WINZ statement showing your regular payments. A deposit or a lower-priced car can also strengthen your application.
We cannot guarantee approval, since it depends on the lender and your full situation, but we match you with the lenders most likely to say yes. See WINZ and benefit car finance or get your fair rate.
See your repayments, then get a fair rate.
One application, one soft credit check, no obligation. We match you to the lender most likely to give you a fair go.